Insurance Claim and Property Damage Estimating Services

After a covered loss, insurance estimates detail the extent and cost of repairs, which is the information insurance carriers need to fairly process a claim. We are an insurance estimating service company that also works with restoration companies, public adjusters and property owners to create an estimate that truly represents the cost of repair.

Additionally, a well-documented insurance estimate provides the property owner with protection as it documents the extent of damage and repair costs, providing a defensible record that can be referred to later in the claims process if a carrier questions scope or pricing.

We have trained staff on the xactimate estimating software, which many insurance companies use to analyze and process claims, so that your estimate will be in a format that adjusters can understand and work with quickly. Back and forth negotiating about scope and pricing are reduced when the same platform is used to evaluate claims as the one used by the platform carriers.

An estimate with the carrier’s own format also shortens the review period as the adjuster can compare line items directly to his or her own database instead of having to translate an unfamiliar format before approving the payment.

The damage assessment services starts with a comprehensive scope review that identifies materials, property areas and repair methods needed to restore to preloss condition. This insurance scope writing process is very important because an incomplete scope can result in the eventual denial and/or under payment of claim items.

We handle residential insurance estimates as well as commercial insurance estimates, since commercial claims tend to be more complex with a more in-depth process than residential claims, and that includes business interruption insurance claims which may involve more documentation than just physical repair costs.

Every project contains a detailed quantity schedule, itemised by trade and drawing reference, and a summary sheet that shows the quantities of each trade for a quick review. We can provide files in spreadsheet or PDF format, and are willing to match your desired takeoff format if your company has a standard format.

Our insurance claim support services are designed to support the claims process, not oppose it. We support insurance adjuster estimates and other roofing insurance estimates and offer documentation and support to help restore better settlements for restoration contractors and insurance companies.

In instances where there is dispute over the loss or if the loss is large, we also offer catastrophe estimating services, which requires detailed documentation during periods of large claims after disaster events like hurricanes or major storms occur across a region.